NATIONAL INSURANCE SPECIALISTS
Your Advocate In A Complex Benefits Marketplace
For more than 25 years, NIS has been partnering with employers to design quality affordable benefit plans that help effectively manage costs while improving attraction and retention of top tier employees and workers.
66% of Americans
Want health insurance companies to cover alternative medicine
100 Million Americans
See Healthcare As Broken
1 In 2 Americans
Will Develop Cancer In Their Lifetime
4.8/5
Over 2K+ reviews.
SMARTER BENEFITS. LOWER COSTS.
25+ Years of Smarter, Affordable, and Employee-Focused Benefits
For more than two decades, we’ve helped employers of all sizes replace expensive, complicated insurance plans with smarter, transparent, and cost-effective benefit solutions. Our expertise spans medical, ancillary, pharmacy, and virtual care programs—designed to reduce wasteful spending while improving the experience for every employee.
Over 25 Years of Industry Experience
A trusted partner for businesses ranging from 25 employees to nationwide enterprises.
National leaders in employee attraction and retention consulting
Using modern insurance tech for better employee benefits
Expert guidance ensuring compliance and maximum cost savings
OUR SOLUTION
Comprehensive Solutions
At National Insurance Specialists, we deliver end-to-end benefit solutions that empower employers to manage every aspect of healthcare from a single, trusted source.
Group Medical Plans
Fully insured, level-funded self-funded and MEC options designed to balance cost and coverage.
Ancillary Benefits
Dental, Vision, Life, and Disability coverage to enhance employee wellbeing and retention.
Voluntary Benefits
Expand employee choice with affordable options for Critical Illness, Accident, Life, Long-Term Care, and even Pet Insurance.
Virtual Health Services
24/7 access to $0 copay enhanced virtual primary care, mental health and medications for immediate cost-effective treatment.
Pharmacy Benefit Management
Transparent, data-driven programs to reduce prescription costs and improve adherence.
70% Emergency Room visits
avoided using telemedicine and virtual urgent care.
Employers Save Average
10–20% annually compared to fully insured models.
Our Proven Impact
Improved Employee
satisfaction → stronger retention and recruitment.
50–70% Pharmacy Savings
With thousands of $0 copay generic prescriptions available.
ACHIEVE THE BEST OF BOTH WORLDS
Level-Funded & Hybrid Plans
- Combines stability of fully insured with savings potential of self-funding.
- Employers pay predictable monthly costs, avoiding large swings.
- Stop-loss coverage protects from catastrophic claims.
- No additional liability/exposure to employer compared to fully insured.
- The opportunity to return unused claims $ at plan year end.
Our Approach
We integrate these benefits seamlessly into one coordinated platform—ensuring your employees receive the care they deserve, and you gain the cost control, visibility, and support your business needs.
CERTIFIED
NATIONAL INSURANCE SPECIALISTS
Who We Serve
Whatever your structure, NIS has a solution built to fit.
Better Experience
Employees enjoy better access and lower out-of-pocket costs.
Flexibility
Options for fully insured, MEC, level-funded, self-funded, and captive solutions.
Our Competitive Advantage
Transparency
Employers see exactly where dollars go.
Cost Savings
Employers save money without cutting employee benefits.
NATIONAL INSURANCE SPECIALISTS
Virtual Care & ER Diversion
Access high-quality care anytime, anywhere — while dramatically reducing unnecessary healthcare costs.
24/7/365
Access to board-certified physicians and dedicated primary care doctors — with $0 cost for virtual urgent care and mental health visits.
Licensed Therapists
Available confidentially on-demand or by appointment for continuous emotional wellbeing support.
Hospital Concierge
Employees receive personalized guidance on where to go and what to pay — helping them avoid overpaying and eliminating surprise medical bills Avg. Savings 60-75%.
In-Person Flexibility
Members receive three (3) $0 copay urgent care visits per year at over 7,200 national walk-in clinics.
ER Diversion
Unnecessary emergency room visits, translating into major savings for employers and employees alike.
Ancillary Benefits
Custom solutions starting as low as $2 per week!
01.
Dental and Vision
02.
Life, Disability, and Accident
03.
Limited Medical DPC and Limited Medical Hospitalization